Automate Your Budget.
Live With Purpose.
Yearn automatically funds your bills and goals from every paycheck, then spends from them for you — so your money moves the way you planned without you moving a finger.
Free plan available · No credit card required · 30-day trial on paid plans
From paycheck to plan in four steps
Set it up once. Yearn handles the moving parts every payday after that.
Connect Your Bank
Securely link your accounts through Plaid — or skip it and track everything manually. Your call.
Set Up a Funding Schedule
Tell Yearn when you get paid — like “Payday,” every week or every other Thursday — so it knows exactly when to move money.
Add a Bill & Auto-Fund It
Add a bill, set it to auto-fund from every paycheck, and optionally auto-spend to the merchant when it's due.
See Your Free to Spend
Everything already spoken for is set aside automatically. What's left on screen is what's actually yours to spend.
Free to Spend, Without the Mental Math
Yearn subtracts what's already committed to your bills and goals from your synced balance, so the number on your screen is money you can actually spend — no spreadsheet required.
See Free to Spend in Action
Automate Every Payday
Funding schedules move money from Free to Spend into your Bills and Goals automatically. Connect a bill or goal to the merchant you pay, and Yearn completes the loop — no manual transfers required.
Start AutomatingBudgeting that adapts to how you bank
Manual or Bank-Connected
Don't want to link a bank? Track everything manually. Prefer automation? Connect through Plaid instead.
Multiple Accounts, One Institution
Link more than one account from the same bank — checking, savings, and more — all in one place.
Bank-Level, Read-Only Sync
Bank connections are read-only via Plaid. Yearn never moves money or takes any action on your accounts — balances typically sync at least once a day.
Real-Time Progress Tracking
See exactly what's on track, ready, or behind for every bill and goal, updated as your bank data syncs.
"I was drowning in debt, and traditional budgeting apps did not seem to work well for hourly paychecks. I tried Yearn (formerly g8ge) and within a few months, I had paid off two credit cards, and was on my way to paying off another large debt. The entire time I wasn't broke either, Yearn still allowed me to keep money set aside for spending. My checking account hasn't gone negative since!"
Start Free. Upgrade When You're Ready.
Every new subscriber gets a one-time 30-day free trial on paid plans.
Free
- 1 manual account
- Up to 3 bills
- Up to 3 goals
- Automated funding schedules
Plus
- Unlimited accounts, incl. multiple per bank
- Unlimited bills & goals
- At-a-glance bill & goal health summaries
- Everything in Free
Subscribing on the web saves you $3/month compared to the App Store or Google Play.
To upgrade, first sign up and create your free account. Then, from inside the app, open the Settings tab and tap Subscription to start your free trial or enable paid features.
Frequently Asked Questions
Does Yearn move my money or open accounts?
No. Yearn never transfers funds, opens accounts, or takes any action against your bank. It only receives historical balance and transaction data.
How often does my bank data update?
At least once a day, sometimes more frequently, depending on your bank and Plaid.
Do I have to link my bank?
No — Yearn fully supports manual account tracking if you'd rather not connect through Plaid.
Can I link multiple accounts from the same bank?
Yes — once connected via Plaid, you can add multiple accounts from the same institution.
Is there a free trial?
Yes — new subscribers get one 30-day free trial, limited to one per customer.
Is Yearn on the App Store or Google Play?
Not yet — both are pending review. The full app is available today on the web.
How do I get support?
Email [email protected] and we'll get back to you.